Risk Parity Chronicles

Interested in REITs? Don't Bother.

REITs seem to have a firm place in investors’ minds and portfolios, but based on earlier research, I have found that they are essentially a big nothing…

Dec 7 • 

Justin

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2

November 2025

Risk Parity Best in Class: Gold

Gold's amazing returns recently are hard to ignore. No, it won't always be like this, but yes, gold in your portfolio is beneficial for portfolio…

Nov 16 • 

Justin

3

Diversification: Understanding Variety and Dissimilarity

If investing were like dessert, would you find diversification with the 31 varieties of ice cream at Baskin-Robbins? or merely variety? What about at a…

Nov 9 • 

Justin

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4

Risk Parity Library: The All Weather Story

Following on the heels of the last post, where I looked at a retail version of the All Weather portfolio now on the market, I thought the Dalio paper…

Nov 1 • 

Justin

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2

October 2025

Can this DIY investor replicate ALLW? Challenge accepted!

Good News on the broad push for more Risk Parity investing: the recent launch of SPDR Bridgewater All Weather ETF by State Street. Here are my thoughts…

Oct 26 • 

Justin

1

3

Advice on Portfolio Transition

Four broad principles to help guide the process of going from an accumulation portfolio to a decumulation one. Keeping it general, since specific advice…

Oct 19 • 

Justin

2

Yes, Risk Parity. But when?

Back to basics this week - covering the two and a half investment stages, investor priorities, and when to employ Risk Parity principles. Shout to…

Oct 12 • 

Justin

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3

Quarter 3 2025 Portfolio Review

Great quarter for the markets - all portfolios supporting their withdrawal rates and then some. The Tall Stack won the month & is second overall. The…

Oct 5 • 

Justin

2

September 2025

Risk Parity Library: Skis and Bikes

Wonderful analogy of stores selling skis in the winter and bikes in the summer to explain the basics of diversification as the bedrock principle of…

Sep 28 • 

Justin

1

Risk Parity Best in Class: Cash Equivalents BOXX and CAOS

Need a steady place for a cash allocation that isn’t literally cash? Want a fund to provide “dry powder” for when you need it? Two intriguing and…

Sep 21 • 

Justin

6

The 10 x 10 Stability Portfolio

10 x 10 Stability portfolio is designed for diversification, resilience and operational simplicity. Returns won't be great, but the risk-averse might…

Sep 14 • 

Justin

2

How to Actually Simplify your Portfolio

DIY investors are inundated with messages that portfolio construction is complex and difficult. It doesn't have to be! You just need the right system.

Sep 7 • 

Justin

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